Insurance Products

Protect your most valuable assets with our Specialist Provider Service Lifetime ADVANTAGE offering the following range of Products and Services:

  • Loan Protection
  • Income Protection
  • Trauma Insurance
  • Term Life Insurance
  • General Insurance
  • Business Insurance
  • Tradesman Insurance
No matter how healthy your lifestyle; good health and fortune do not come with a lifetime guarantee!

Take a moment to consider,

“What would life be like for you and your family if you suffered a serious accident, illness or disablement tomorrow?”

“What would happen to your loved ones in the event of your sudden unexpected death?”

How would your family cope financially?

Would they be able to maintain the family home and childrens’ education, continue any business commitments you may have, meet their everyday living expenses and mortgage repayments, as well as the unexpected medical bills, rehabilitation costs and/or funeral expenses?

Do you have any savings put away to cover such an event?

If so, how long will those savings last? Do you have enough?

“Would your family have the financial support that is needed, when they need it most of all?”
Loan Protection*

Loan Protection is designed to take care of your mortgage repayments when an unfortunate event occurs, such as Disablement or the Inability to Work due to sickness or accident, Involuntary Unemployment or Death.

Income Protection

Income from personal exertion is usually a family’s most valuable asset as the mortgage or rent, children’s education, food, clothing and everyday expenses are dependant on your ability to earn that regular income. Income Protection is designed to replace up to 75% of your income if you are unable to work due to sickness or injury.

Trauma Insurance*

For peace of mind in knowing that if you experience an insured traumatic event like Death, Terminal Illness, Total & Permanent Disablement or suffering from a major condition like cancer, kidney failure or stroke; your family can receive a payment of a lump sum amount, to assist with meeting their immediate and ongoing financial responsibilities.

Term Life Insurance*

Term Life is designed to pay a lump sum amount if an insured event, like death or terminal illness occurs. Make sure of your family’s financial security even if you are not there to do it yourself. Optional benefits such as Total & Permanent Disablement can be added to the policy.

General Insurance*
Home & Contents Insurance

Domestic Workers’ Compensation

Worldwide (contents related) Personal Liability Cover up to $20 million

Extended Protection for contents outside the home

New for Old replacement

Additional Cover against some instances of fraudulent credit card use

Landlord’s Residential Property Insurance

Flats, Units, Apartments and Houses

Liability cover

Optional Replacement benefit

Optional Loss of Rent cover

Worker’s Compensation
Loss of Building or Land value

Private Motor Vehicle

Choice of Comprehensive, Third Party and Own Damage coverage

Protection for all types of Motor Vehicles

Products designed to provide protection against loss, damage, theft, property damage, towing, redelivery and theft costs


On site Australia wide cover

Burglary and Theft of Contents

Liability cover

Annexe and Contents

Business Insurance*

Business Pack Insurance Products for Retail, Commercial and Industrial Businesses, along with Trade and Office specific coverage.

Tradesman Insurance*

Public Liability

Mobile Phones

Motor Vehicle

Tools & Equipment

Would you like more information, email us or phone our Call Centre on (02) 4633 8700

*The information provided above does not take into account your personal circumstances. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement (PDS) for these products from any office of CBHL and you should consider the PDS before deciding to purchase or hold any of these products