Making Lifestyle Financial Planning a part of your financial life is no longer a choice – it’s become a necessity. Why? Because life is more expensive than ever!

Your own home, education for your children, a sustainable retirement …. to say nothing of a good holiday! For many of us life’s basics have become financial burdens and a savings account or superannuation is just simply not enough to keep pace.

“No matter whom we are or what we earn, life constantly demands more of our money. So if we don’t efficiently manage life’s thirst for money, we end up with our lives being controlled by a constant spiralling need for money, and with very little to show for it.”

Let’s look at this more closely:
When we find that our income is not lasting as long as it previously was, we commence to feel a need for more money, which in turn creates an urge to find more money. To satisfy the urge, we either work longer hours to earn more money, or take an easier route and borrow more money. Usually we take the easier option and borrow more money, resulting in even bigger demands on our income, which eventually creates a bigger need for money, and so on it goes!
On the surface, it would appear that choosing to work longer hours to earn more money, would be the more sensible option. But even then the extra hours spent at work and not at play, gradually diminishes our quality and purpose of life resulting in us experiencing a hollow feeling of non achievement. This converts into a feeling of a need for more money, which then in turn creates the urge to find more money, and so on it goes!

Life demands more money, and as you can see if we don’t manage it efficiently, many of us will end up on that dreaded cycle ‘Where it feels as though life is just a bunch of dates by when bills have to be paid.’

So what do we do to change this?
Some people when finding themselves in unfamiliar financial circumstances will choose to stumble around hoping to eventually find their way. It either never happens, or if it does, it’s usually a long time coming. Yet others, who find themselves in the same situation, will choose to call on the help of a financial guide.

At times, to improve our finances, we need to get out of our own way and use someone else’s strength and knowledge to empower us with the ability to find change.

It is our experience, that those who use the services of a financial guide rekindle their financial aspirations and commence achieving financial goals, not only in the shortest possible time frame but also in the safest possible manner. So with the support of a financial guide and lifestyle financial plan you can reinstate your control of money, achieve financial stability and go on to build financial independence.

What is the benefit of Lifestyle Financial Planning?
Smarter financial decisions are based on an Understanding of Money and knowledge that firstly gives us insights into our financial behaviour.

Understanding Money - means understanding how much money you really have (present and future), where it comes from and where it goes (your Money Trail). It’s also about making the most of what you’ve got, while protecting what’s yours and improving on what you have (Cashflow Ethics).

Understanding Money isn’t as confusing as you may think and adopted properly it will help save your lifestyle. It will help you open your mind and take your financial thinking to a new level, and with a different mindset it is often the case that you develop and embrace different financial techniques that produce better financial results.

Through ‘Lifestyle Financial Planning’, CommunityBE$T has provided a solution that has worked effectively for many people and established us as a most trusted financial educator and guide. In recent times, the vast majority of people that have benefited from lifestyle financial planning, have been everyday people of modest means where a better Understanding of Money combined with differing financial techniques has made huge differences to their lives.

One thing for sure, is that good Lifestyle Financial Planning will pay for itself many times over.

As you grow older, you will find that the only things you really regret are the things you didn’t do. If you want to look back and have no regrets about your financial position, lifestyle or the legacy you leave your children, then you should take some positive action today.

You only live once, so why not be the best that you can be!

To find out more about Lifestyle Financial Planning and how it may benefit you, book an appointment with one of our Lifestyle Financial Planners by phoning the Finance Centre on (02) 4633 8700 or email us and we will contact you.

* Terms, conditions and eligibility criteria apply. Fees and charges are payable.
* The information provided above does not take into account your personal circumstances and is provided as a guide only. You should consider the appropriateness of the information having regard to your objectives, financial situation and needs. You should obtain independent advice at all times.