Multi Usage All in One Home Loan with Loads of Features and total Flexibility.
Ideally suited for |
Mortgage Fastrack and Debt Reduction strategies. |
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Loan Purpose |
Purchase owner occupied or investment property/s, Refinance an existing mortgage/ home loan, and/or Consolidate Debts (credit cards, personal loans etc), Access Equity for personal or investment purposes. |
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Borrowers |
Individual – PAYG or Self Employed |
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Security |
Properties zoned Residential or Rural Residential |
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Minimum Loan |
$30,000 | Maximum Loan | $4,000,000 |
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Loan Term |
Maximum 30 yrs | ||
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Repayments |
Principal & Interest or Interest Only | ||
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Interest Only |
Up to 10 yrs | ||
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Repayment Frequency |
Weekly, Fortnightly, Bi-Monthly or Monthly by electronic Direct Debit |
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Repayment Options |
Direct Salary Crediting, Other Income Crediting and BPay Credit are also available. |
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Extra Repayments |
Can be made at any time on variable rate loans |
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Interest |
Variable Rate or Fixed Rates for periods up to 10 yrs (conditions apply) |
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Redraw Access to Funds |
No Minimum. Direct Credit to nominated bank account. |
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Loan Access |
Internet or Touch Tone Telephone (24 hours, 7 days) |
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Loan Fees |
No Application fee, Settlement fee, Monthly Administration fees or electronic redraw fees apply. |
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Split Combination |
Up to 4 accounts allowed under the one loan facility |
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Portability |
Up to 3 months for security substitution (conditions apply) |
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Interest Capitalisation |
Available with Split Combination Account or Invest-a-Split Feature (conditions apply). |
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Early Repayment Fee |
Payable if a loan account is repaid in full and closed within 5 yrs. |
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Statements |
Monthly, twice yearly or on demand via internet or telephone access. |
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Other conditions |
You may have to pay costs associated with a Valuation, Stamp Duty, GST, Insurances, Registration Fees, Property Searches/Inspections, Legal Fees and Disbursements. (Ask for a full cost estimate as part of your Application) |
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